Chongqing - China has recently launched new initiatives to improve payment services for foreign residents, workers, and travelers, making transactions smoother with credit cards, mobile payments, and cash.

With over 150 mutual visa exemption agreements, China has streamlined account opening, registration, and linking of foreign bank cards to enhance international visitors' payment experience.

Chongqing, known for its light rail through buildings, "8D" cityscape, and spicy hotpot, offers overseas visitors various payment options. The Chongqing Municipal Branch of the People's Bank of China provides easy access to bank card payments, mobile payments, currency exchange, bank accounts, and e-CNY payments. The Chongqing Municipal Branch of the People's Bank of China provides easy access to bank card payments, mobile payments, currency exchange, bank accounts, and e-CNY payments.

A foreign tourist uses a WeChat QR code to pay for her meal at Chongqing's Yuzhong District restaurant. (Photo/Chongqing Branch of the People's Bank of China)

Foreign nationals can use bank cards from their home countries by looking for UnionPay, Visa, MasterCard, or other card network logos at cashier points. If these logos aren't displayed, they should ask if foreign bank cards are accepted.

To get CNY cash, use foreign bank cards with the relevant logos at ATMs. Foreign currency can also be exchanged at bank branches, qualified financial institutions, or self-service machines.

Foreign visitors can also set up mobile payments by downloading and registering on apps like Alipay, WeChat Pay, or UnionPay. After linking an overseas bank card, they can pay cashless by scanning a QR code. China is also testing identity verification exemptions for payments under USD 2,000.

Foreign nationals in Chongqing can open a bank account with valid identification, such as passports or permanent resident ID cards.

Visitors can register on the e-CNY app, create a digital wallet with their overseas phone number, and top up using Visa or MasterCard. The remaining balances can be transferred back to their foreign bank cards.

Chongqing’s improved payment services, backed by China’s broader efforts, offer foreign nationals a smooth and convenient experience. Whether exploring the city or enjoying its famous hotpot, paying for their experiences is now easier than ever.

(Huan Ran, as an intern, also contributed to this report)